How Do Tax Refund Anticipation Loans Work?
Tax refund anticipation loans can be confusing. There are some misconceptions and a lot of questions about what they are, how you qualify for one, how they are actually related to tax refunds, and when you can apply and get one of these loans. A tax loan can be a great resource, but in order to benefit from one, you need to know how they work. We’ll shed some light on it for you.
Tax Refund Anticipation Loans Are Ready for You Now
The first thing you need to understand about refund anticipation loans is that they are always available. Our lenders make these loans available year round because they know that a lot of people need the money even outside of tax season. They realize that some people plan well ahead of tax season, while others end up filing late, either with or without having an official extension. So, no matter what day it is right now, what week or month, you can apply for a tax loan here.
Get Approved for Refund Anticipation Loans Virtually
You should also know that you don’t have to go to your tax preparer or to your bank to get refund anticipation loans. Apply for these loans online through our website, where we will take your information and connect you to a great lender. Or, download the app you’ll find on your phone or tablet app store and apply that way for the same connection. These options make getting the cash you need a lot more convenient and fast too.
A Tax Preparer is Not the Only Way to Get Refund Anticipation Loans
If you are working with a tax preparation service to get your taxes done, during tax season or during an extension, they will probably push refund anticipation loans on you. It may seem like a good idea, but you need to know that you have options. You don’t have to choose your tax person just because they are preparing your filing for you. You can choose our service for loans and get a better deal. Make sure you shop around and check out your options before getting locked in.
You Don’t Need to Have Proof of a Refund to Get Refund Anticipation Loans
A lot of people choose to use refund anticipation loans when they have a refund on the way but want to get it sooner. And, while some lenders will require proof that you are getting a refund, ours do not. They only want to see that you have a job, a good job history, and an income that is sufficient for you to be able to afford the loan you are getting. Credit isn’t even a big deal when getting approved here. If your credit isn’t perfect, you still have a shot. Now that you understand how these loans work, apply for tax loans and get the cash you need now.